Big Life Changes - When to update your Will

6 May 2026

Having a Will is vital to ensure that your wishes are known, and your family are protected and provided, when you pass away. Typically people make a Will long before they pass away and this may mean that your Will will need updating during your lifetime if major changes occur. Knowing when might be appropriate to consider changing your Will can help you keep it under review. 

Getting Married or Entering into a Civil partnership


Unless you make your Will explicitly in the anticipation of marriage, getting married in England, Wales and Northern Ireland will automatically invalidate any Will you have. This means that any gifts you had previously left in a Will are no longer valid and they will not receive anything.
It is important to note that there have been recent recommendations from The Law Commission to abolish this rule and therefore the law around this may change. 


Divorce or Separation


While getting divorced will not automatically invalidate your entire Will, it does invalidate any gifts that you may have left to your former spouse. They can no longer benefit from anything you have left to them in your Will. This is an important consideration as if you have named your former spouse or civil partner as your sole beneficiary. On divorce,they will be then treated as if they have died and the law gets to decide how your estate is distributed. It is very important to know that simply separating does not invalidate anything left to them in the Will and they will still be entitled to what is written in your Will.


It is also important to consider how your property is dealt with. If you own your property as joint tenants and one of you passes away, your property will automatically pass to the other person through survivorship. If you would like to ensure that your share of co-owned property passes on to your chosen beneficiaries, you can instruct Eloise Mackenzie Law Limited to assist you further.



Currently if you are an unmarried couple you are not automatically deemed to be entitled to any of your deceased partner’s estate. This is why having a Will is important, to ensure that the assets you own are passed to your chosen beneficiaries.



Having Children


If you decide to expand your family and have children, it is a very big milestone. While having children will not automatically have any direct impact on your Will, it is very common for people to want them added as beneficiaries and decide what gets left to you child/children. In your Will you are also able to add who you would like to appoint as a guardian to take care of your children. By appointing a guardian in your Will you are also able to add a letter if wishes, and this can set out key factors on how you would like your child/children to be raised and can include religious beliefs, schooling and where you would like your children to live. 


Significant Changes in your Financial Circumstances/Assets


While a big change such as winning the lottery, inheriting a large sum of money, or buying a property will not invalidate your Will it can have a significant tax implication for you. By changing your Will to reflect this you can effectively tax plan ahead. On the flip side if your financial circumstances change, and you have to sell an asset you were once going to leave to someone, you can change your Will to reflect this. 


Even if none of these big changes happen we do recommend reviewing your Will at least every three years and that way you have peace of mind that your estate is taken care of. 


If you think any of the above applies to you or may apply to you in the future then please give us a call on 07903 024932 to discuss further, or email
info@em-law.uk / paralegals@em-law.uk


AUTHOR : Georgie Coles





The article on this site is accurate at the time that it is written and does not constitute legal advice. All comments are made in good faith, and neither Eloise Mackenzie Law Limited nor the author will accept liability for them. Please contact us for more information or advice.


This article is intended for general information only, applies to the law at the time of publication, is not specific to the facts of your case and is not intended to be a replacement for legal advice. It is recommended that specific professional advice is sought before relying on any of the information given. © Eloise Mackenzie Law Limited 2026.


#DigitalAssets
by Georgie Coles 6 May 2026
A “digital legacy” is the sum total of all digital information and assets that exist about you after you pass away. It encompasses both tangible digital property with monetary value, such as cryptocurrency; and items of sentimental value, such as social media profiles, email accounts, and photos stored in the cloud. Financial assets such as Crypto-currencies are becoming increasingly popular but without the correct planning those funds can be lost forever.
by Eloise Mackenzie 19 June 2024
Testamentary freedom is a right in England to a person to divide their assets in their Will as they wish. Here are some of the most whacky and wonderful Wills we could find, which demonstrates how every circumstance is unique.
by Eloise Mackenzie 4 June 2024
When it comes to considering funeral wishes in a Will, the majority of people have not ever thought about what they would want to happen when they pass away.
by Eloise Mackenzie 20 January 2024
Over the last few years, the Trust Registration Service (TRS) has brought about a significant change in how Trusts are registered and managed. In this article, we will look at the TRS in more detail and explore some of its key features.
by Eloise Mackenzie 20 January 2024
Losing a loved one is a painful and confusing time for all of us, and if your loved one was a close relative and they did not leave a Will, or you are an executor under their Will, you may be wondering what you need to do and who you need to speak to.
by Eloise Mackenzie 20 January 2024
It is increasingly common that people write their Wills and when they come to us for a review, they know they have a Will in place but they have no idea who wrote it, where it is, or whether they retained the original themselves.
by Eloise Mackenzie 20 January 2024
In order to save money, especially when the cost of living is so high, lots of people may consider writing their own Wills.
by Eloise Mackenzie 21 October 2023
Are Enduring Powers of Attorney still valid and useful?
by Eloise Mackenzie 18 October 2023
What is a Lasting Power of Attorney? A Lasting Power of Attorney (“LPA”) is essential for anyone at any age. LPAs are legal documents that allow you to appoint someone to make decisions for you (called your “attorneys”). When it comes to finances; attorneys can be appointed either because you would like assistance (for convenience), or because you are no longer able to make decisions for yourself because you have had an accident, an illness, or not become fully conscious again after a surgery. Regarding health decisions, an attorney can only act if you become unable to make decisions for yourself. Do I need one or two LPAs? A property and financial affairs LPA gives power to make decisions about things like managing your bank account, paying bills and selling your home. A health and welfare LPA gives your attorney powers for decisions regarding your daily routine and medical care. You can choose to create an LPA for each of these or for both. It is also possible to restrict a financial LPA to deal with your business decisions only. See Business LPAs for more information. What happens without an LPA? While none of us like to think about the worst happening to us, it is vital to put these documents in place to protect ourselves as well as our loved ones. Without these documents in place, an application could be made to the Court of Protection to appoint a Deputy. This can be a lengthy and expensive process, and results in a loss of control over who makes decisions on your behalf. In the short term, having nothing in place could be catastrophic. Bank accounts can be frozen (including joint accounts), bills may remain unpaid for many months, and businesses may fail. Health and care decisions could also be made which do not meet with your wishes. Who can I appoint as my Attorney? You can specify who you wish to appoint as your attorney. This could be a relative, friend or a professional. You may choose to appoint the same attorney, to cover both your financial and health decisions. You may also decide to have a different person or people acting under each type of LPA.  Contact us today to book a free no obligation initial consultation to discuss Lasting Powers of Attorney.
by Eloise Mackenzie 1 October 2023
Privacy Policy